All templates work in all versions of Photoshop, and come in layered psd files.

I will not issue refunds for customers who have not read or understood everything written here or in my terms of use. (For example: if you don't have Photoshop or an understanding of how to use Photoshop.)

Any card templates AND/OR any elements within Rae of Light Design templates should not be resold, shared, or reproduced in any way. Rae of Light Design templates may ONLY be used for card templates. Because of the nature of these products, no refunds will be issured. By ordering templates from me, you are agreeing to all these terms.